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An In-Depth Guide to the Cost of Living in Girona, Spain: Housing, Transportation, and Daily Expenses

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Written by Kittenproperties

22.06.2023

Introduction

Have you ever daydreamed about living in a picturesque European city, where historic charm meets modern comforts? Girona, Spain, could be your ideal destination. But before you pack your bags, it's essential to understand the cost of living in this beautiful city. Let's break it down for you!

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Housing Costs in Girona

Renting in Girona

Renting is often the first option for newcomers in Girona. The rental market offers a range of options, from compact city-center apartments to spacious suburban homes. On average, you can expect to pay between €700 and €1,000 per month for a two-bedroom city center apartment. Outside the city center, the same could cost you around €500 to €700.

Buying Property in Girona

If you're planning to settle in Girona, buying property could be a smart investment. The average price per square meter in the city center is about €2,200. However, outside the city center, you can find property at a much lower price of around €1,500 per square meter.

Everyday Needs

Grocery Costs

Food is an essential part of the monthly budget. In Girona, a typical grocery basket including bread, milk, eggs, fruits, vegetables, and meat, will cost around €40 to €50 per week for a single person. Dining out occasionally will obviously add to this budget.

Utility Costs

A monthly utility bill in Girona, which covers electricity, heating, cooling, water, and garbage, costs about €150 for an 85m2 apartment. Internet costs around €30 per month for a decent high-speed connection.

Transportation Expenses

Public Transportation

Girona's public transportation system is reliable and reasonably priced. A monthly pass for the bus system costs around €40.

Cost of Owning a Car

Owning a car in Girona is a significant financial commitment. The cost of a new Volkswagen Golf 1.4, a popular model, is about €22,000. Moreover, gasoline prices hover around €1.50 per liter, which can quickly add up if you commute daily.

Healthcare

Public Healthcare

Girona has a robust public healthcare system, and residents contribute to it through their tax payments. Nevertheless, some services may require out-of-pocket expenses, so it's smart to budget around €50 per month for these costs.

Private Healthcare

Private healthcare offers a wider range of services and shorter waiting times. The cost of a private health insurance plan starts from around €20 per month.

Education

Public Education

Public education in Girona is free. However, international schools, which often appeal to expatriates, can be costly. Expect to budget around €5,000 to €10,000 per year per child for an international school in Girona.

Leisure and Entertainment

Leisure and Entertainment Expenses

Lastly, remember to budget for leisure and entertainment. Whether it's a coffee at a local café (€1.50), a dinner at a mid-range restaurant (€30 for two), or a cinema ticket (€7), these small costs can add up.

The Cost of Living Index in Girona

Understanding the cost of living index can provide additional insight into life in Girona. This index considers the costs of various goods and services, from groceries and dining out to fitness memberships and clothing. Compared to Lisbon, Spain's capital, Girona's overall cost of living index is approximately 10% lower.

Miscellaneous Expenses

Maintenance Costs

If you own a home in Girona, don't forget the maintenance costs. These can range from €100 to €200 per month, depending on the size and age of the property.

Clothing and Personal Care

Personal care items like toiletries average €30 per month, while a decent pair of jeans costs around €75 and a summer dress from a chain store is about €35.

Fitness and Recreation Costs

Gym Memberships

Staying fit in Girona can be quite affordable, with monthly gym memberships averaging €40. For those who prefer outdoor activities, Girona's parks and trails offer free fitness opportunities.

Cost of Moving to Girona

Moving internationally can be expensive. The cost will depend on the volume of your belongings and your origin location. As a ballpark figure, shipping a 20-foot container from the US to Spain can cost between €3,000 and €5,000.

Salary Expectations in Girona

The average monthly net salary in Girona after tax is approximately €1,200. However, salaries can vary significantly depending on your industry and level of expertise.

Saving Opportunities in Girona

Despite the costs, there are numerous ways to save money in Girona. Shopping at local markets, using public transport, and dining at smaller, family-run establishments can all help stretch your budget further.

Cost of Living Comparison

When compared to other cities in Spain, Girona is relatively affordable. It's cheaper than Lisbon and Porto but slightly more expensive than smaller cities like Faro and Braga.

Conclusion

Living in Girona, Spain, can be a rewarding experience, but it's crucial to consider the various costs involved. While it's undoubtedly cheaper than many other European cities, having a clear understanding of the costs will ensure a more comfortable and stress-free experience.Life in Girona offers a balance between cost and quality of life. With its rich history, stunning architecture, and slower pace of life, it's an attractive destination for expats looking for an affordable yet fulfilling European living experience.

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Frequently Asked Questions (FAQs)

1. What is the average monthly cost of living for a single person in Girona?

A single person can expect to spend around €1,200 to €1,500 per month, including rent, groceries, utilities, and transportation.

2. Is it cheaper to rent or buy property in Girona?

It depends on your long-term plans. If you plan to stay for a few years, renting might be more cost-effective. However, if you plan to settle in Girona, buying property could be a smart investment.

3. How much should I budget for healthcare costs in Girona?

While public healthcare is mostly covered through taxes, budgeting around €50 per month for out-of-pocket expenses is a good idea. If you prefer private healthcare, the cost starts from around €20 per month.

4. Is owning a car in Girona expensive?

Owning a car can be a significant expense, with the cost of a new car starting around €22,000, and gasoline prices around €1.50 per liter. However, Girona's public transport is reliable and affordable, making it a viable alternative.

5. How much does education cost in Girona?

Public education is free in Spain, but if you prefer international schools, expect to budget around €5,000 to €10,000 per year per child.

6. How does Girona's cost of living compare to other cities in Spain?

Girona is cheaper than major cities like Lisbon and Porto, but slightly more expensive than smaller cities like Faro and Braga.

7. What are some ways to save money in Girona?

Shopping at local markets, using public transport, and dining at smaller, family-run establishments can help save money.

8. What is the average salary in Girona?

The average monthly net salary in Girona after tax is approximately €1,200. However, this can vary significantly depending on your industry and level of expertise.

9. What is the cost of moving to Girona?

The cost will depend on the volume of belongings, distance, and mode of transportation. It's recommended to get quotes from moving companies to estimate the cost.

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